Advantages:

• No minimum balance
• Age 50 and up
• No minimum balance
• Unlimited Check Writing
• Unlimited Debit Card transactions
• Complimentary Starter Checks (50)

Disclosures:

• All checking accounts (except NXT) require $100 min. deposit to open.
• Paper Statements require a $3 fee; waived if account holder is over age 50.
• ¹Monthly fees apply if criteria is not met.
• ² Exceed 10 checks - $ .25 per item
• ³Check with your new accounts representative for current interest rates.